--- title: Ask For the Eagle | First American Title description: Protect your biggest investment. For good. Ask your agent for the Eagle Policy. --- [![First American Logo](https://d1cwt5lzdzs9f6.cloudfront.net/ask-for-the-eagle/stage/images/eagle-logo.webp) ](https://www.firstam.com/?hsLang=en) # Protect your biggest investment. For good. [Ask your agent for the Eagle Policy®](https://www.askfortheeagle.com#ask-your-agent) ## Hidden risks can impact your home, even after closing. Buying a home is a big moment, and you’ve worked hard to get here. But some issues can threaten your ownership after you get the keys, through document errors, unpaid property taxes—or even fraud. In fact, real estate fraud loss is on the rise, from $173 million in 2024 to over $275 million in 2025, according to the FBI’s Internet Crime Complain Center (IC3). First American’s Eagle Policy® of title insurance is a one-time fee paid at closing that confirms your ownership rights and helps protect your investment from covered issues that may show up later. ## Stress less. Ask for the Eagle. ### More Complete Coverage The Eagle Policy® provides the most comprehensive coverage available for your home for as long as you own it. ### Legal Help When You Need It If a covered title issue turns into a legal challenge, your policy can help with legal costs and support. ### Ongoing Activity Monitoring Free Title Monitoring helps you stay aware of potential title-related activity after you buy, at no extra cost. [Ask your agent for the Eagle Policy®](https://www.askfortheeagle.com#ask-your-agent) ## Why it matters. Some issues don’t show up right away. But with the Eagle Policy’s expanded coverage you’re protected against both the past—and against future risks that aren’t typically covered by standard policies.* ### A neighbor builds something on your land. We cover insured encroachment risks. Added Eagle coverage ### A mortgage tied to your home shows up that you didn’t take out. You’re protected from covered financial loss. Added Eagle coverage ### Someone files forged documents against your home. We help defend your legal rights to your property. Added Eagle coverage ### You can’t access your property by car. Your Eagle Policy covers vehicular access. Added Eagle coverage ### A previous owner’s unpaid property taxes become your problem. Your policy protects you from covered problems tied to the past. ### Permit or zoning issues appear. We help cover certain issues that affect your use of the home. Added Eagle coverage ## Stay confident after closing with Free Title Monitoring. When you close with First American, you’ll automatically receive access to Free Title Monitoring, which provides automatic property-related alerts that help you stay ahead of ownership risks like fraud. Plus, you’ll be able to view clear, easy-to-read explanations of your title policy and submit a claim online if anything should arise. # Your property has a new lien. View Alert Summary File a Claim Dismiss Alert # Your documents All Documents 100 American Street Document Name Deed New HOA Form Loan Document Property Tax ![Customer and agent smiling while walking through an office.](https://d1cwt5lzdzs9f6.cloudfront.net/ask-for-the-eagle/production/images/cta-section-image.webp) ## Ask for the Eagle before you close. Don’t let preventable issues affect your ownership. Talk to your real estate agent about the Eagle Policy® for homeowners before you buy, so the right coverage is built-in from the start. Use the message below to start the conversation. The good news: choosing the right coverage won’t slow down your closing. Message my Agent Copy Page Link Hi, I’d like to make sure we’re closing with First American for my title insurance and title monitoring. I’m interested in the Eagle Policy because I want the strongest protection available for my home, along with Free Title Monitoring to alert me to potential fraud or other issues that could affect my title. You can learn more at [askfortheeagle.com](https://askfortheeagle.com?hsLang=en). Thanks! Copy message Copied! ## First American Title stays with you in your ownership journey. ### Finding your home 1. Get pre-approved 2. Start house hunting with your agent Ask for the Eagle 3. Find a home and make an offer ### Buying your home 1. Reach agreement and open escrow 2. Title history search and examination First American examines your title 3. Close on your home First American coordinates your closing ### Owning your home 1. Stay protected after closing First American Eagle Policy® 2. Get regular updates and title alerts Free Title Monitoring 3. Take action if you spot anything unexpected Streamlined claim submission 4. Maintain policy documents in a digital vault Your secure Owner Portal ## FAQs What is title insurance? “Title” is the legal right to use or own property. When property is sold, the seller transfers title- their right to use and ownership of the property- to the buyer through a legal document called a “deed.” Title insurance protects the new owner against certain defects in their title. Why do I need it if I already have homeowners insurance? Homeowners insurance protects against future property damage that may be caused by an event like a storm or fire. Whereas title insurance protects you from risks that could jeopardize the ownership of your property. For example, your title could be affected by fraud, missing owners, liens, or document errors. What does a title insurance policy cover? A standard owner’s policy covers 10 different matters, called “Covered Risks.” The Eagle Policy® has additional coverage and covers 33 different matters. Both policies cover things like prior liens, outstanding ownership interests, and defective title documents, and include the legal fees to defend your right to own your property. If you have a covered claim, we may pay you the amount of your loss, fix the problem, appoint a lawyer to represent you in court, or take other action. What is an Eagle Policy® and why should I ask for it? The Eagle Policy®, offered by First American Title, provides the most comprehensive coverage available for owners of one-to-four family residences including condominiums. It includes the core coverage of a Standard Owner’s Policy while also providing certain additional coverage for issues that arise after your title insurance policy takes effect (typically after closing). An Eagle Policy® may not be the default title policy option presented to you, so be sure to ask your agent for it by name. When should I ask for the Eagle Policy®? You can ask your agent about the Eagle Policy® and whether it’s available for your transaction at any point during the home buying journey. It is often best to ask early, so that your agent has time to confirm whether your transaction qualifies and to include the right policy in your closing documents. What does free title monitoring do? Free title monitoring is a service from First American Title that notifies you of new filings—such as deeds or liens—that may affect your property ownership. It helps you stay informed and detect potential fraud early, at no cost. Will choosing this delay my closing? Choosing an Eagle Policy® should not delay your closing, providing your real estate agent or title/closing team know that you want one early in the process so that they can confirm availability and include it with your title insurance documents. --- - [Privacy Policy](https://www.firstam.com/privacy-policy/?hsLang=en) - [Accessibility](https://www.firstam.com/accessibility/?hsLang=en) - [Terms of Use](https://www.firstam.com/terms-of-use/?hsLang=en) --- *Free Title Monitoring is available for eligible transactions in eligible states. **All references to a standard policy are to the 2021 ALTA Owner’s Policy of Title Insurance. All references to the Eagle Policy® are to the 2021 ALTA Homeowner’s Policy of Title Insurance. As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved. ©2026 First American Financial Corporation and/or its affiliates. All rights reserved. First American Title Insurance Company makes no express or implied warranty respecting the information presented and assumes no responsibility for errors or omissions. First American, the eagle logo, firstam.com, and First American Title are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. Do Not Sell or Share My Personal Information Back to top